Cookie Protocol

1. Overview of Data Collection

Field Rooted, operating within the jurisdiction of Bedok, Singapore, utilizes cookies and similar tracking technologies to enhance the user experience for prospective HDB buyers and financial planners. By accessing our platform, you acknowledge our use of these technologies to facilitate mortgage calculations, grant eligibility screening, and personalized property insights.

In compliance with the Personal Data Protection Act (PDPA) and the Advisory Guidelines on Key Concepts in the PDPA issued by the PDPC, we ensure that your data is handled with the highest degree of security and transparency.

2. What are Cookies?

Cookies are small text files stored on your device (computer, tablet, or smartphone) when you visit our website. They serve as a "memory" for the site, allowing us to recognize your device upon return, remember your HDB financial inputs, and understand which sections of the Bedok District Report are most relevant to your needs.

4. Specific Use Cases in Bedok Context

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  Financial State Preservation

  When you input your CPF Ordinary Account (OA) balance and monthly income, cookies allow you to navigate to the Transaction Fee Schedule without losing your data.

• ⚡
  Grant Eligibility Engine

  Cookies help our system determine if you've previously viewed the CPF Housing Grants Specification to provide updated loan-to-value (LTV) ratios.

5. Third-Party Technologies

Field Rooted partners with financial analytics providers (e.g., Google Analytics, Meta Pixel) to optimize our HDB market forecasting. These third parties may set their own cookies. We do not control these cookies, and we recommend reviewing their respective privacy policies:

6. Legal Basis for Processing

Under the PDPA (Singapore), our legal basis for using non-essential cookies is your Implied or Explicit Consent.

• Strictly Necessary: Processed based on legitimate interest to provide the requested service (Singapore PDPA Second Schedule).
• Analytics & Marketing: Processed only after the user has been notified via our cookie banner and has not opted out.

7. User Control & Opt-Out

You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the Cookie Consent Manager. You may also set or amend your web browser controls to accept or refuse cookies.

8. Data Retention & Security

Data collected through cookies is stored for no longer than is necessary for the purposes described above. Field Rooted implements robust technical measures to protect cookie-related data, ensuring that your financial journey in Bedok remains private and secure.